Blackbridge Investment Group (BIG) is a trusted provider or revenue based financing to small businesses nationwide. We offer fast, flexible funding by combining innovative fintech tools with traditional customer-focused service to support business growth.

Unlike traditional bank loans that often involve lengthy approval processes and strict repayment terms, BIG's revenue based financing offers a streamlined application with faster approvals and flexible repayment options. Our financing is not a loan and adapts to your business's cash flow, ensuring manageable payments during both peak and slow periods.​

Revenue-based financing provides businesses access to an upfront sum of working capital in exchange for a set amount of the business’s future revenue. The business then remits an agreed upon monthly percentage of its revenues, via daily or weekly payments, until the total contracted amount has been paid in full.

BIG offers funding between $5,000 and $120,000.

BIG works with small businesses in industries ranging from physicians and restaurants to repair shops and retailers. We specialize in making capital accessible to small businesses that are underserved by traditional financial institutions, such as banks and credit unions. Because we look at your real-time business cash flow — not just your historical financials and personal credit score — we’re able to deliver financing solutions to more small businesses than most other funding sources.

In general, businesses can qualify for 75 percent to 125 percent of its monthly gross sales. However, the amount of financing for which you qualify is determined by a number of factors including, but not limited to, your business cash flow, time in business, and your business and personal credit history.

Typically, to qualify you must be a US-based business with: 1 year minimum time in business At least $10,000 in monthly revenue 500+ credit score Rarely, our underwriting team may decide to extend eligibility to businesses who do not meet all of these criteria.

Our product is designed to complement traditional financing. As long as you meet our requirements, we can still provide you with financing without affecting your other obligations.

Applying with BIG takes most applicants less than 10 minutes.

We have one of the simplest application processes in the industry because we only ask for what we absolutely need, which typically is: Owner's Name and SSN, Business Name and Tax ID or EIN, A few months of your most recent bank statements.

You will typically know if you are approved for funding within hours. Most of our applicants receive same day decisions, but if you submit your application after typical business hours, you may not receive a response until early the following morning.

Though you will be required to specify what you intend to use your revenue-based financing for, you are free to spend the money for any legal business purpose, such as purchasing inventory, repairing equipment, renovations, expansion, reducing debt, and emergency expenditures. You may not use the funds for any personal, family, or household purposes.

As part of the application process, we perform a soft credit inquiry, which does not impact your personal credit score.

With revenue-based financing, there is no interest and no set term, and therefore no true APR (Annual Percentage Rate). Each customer pays a fixed total amount that does not change, regardless of how long it takes to pay in full. Calculating APR assumes a fixed payment amount and a fixed payment term. With our product, if a business’ revenue decreases, they can request to have their payments reduced or refunded – so payments aren’t always the same for the entire duration of the payment period. And if payments are reduced or refunded, it would take longer to pay their balance – so payment terms can also vary. The payment relief and flexibility on payment terms that are built into our product are a big part of what makes revenue-based financing different and uniquely suited for small businesses. APR does not capture the value of these benefits and instead requires assumptions that apply to loans, not revenue-based financing. For these reasons, APR cannot accurately reflect the cost of our product.

Definitely! Our Account Managers are standing by to answer your questions. Give us a call Monday to Friday between 9:00am and 6:00pm ET at (212) 655-9604

Please email the Account Management team at questions@bbigm.com and they can work with you to adjust your payments.

You can pay off your full account balance at any time with no extra charges. Typically, we may even offer a discount for early payment in full, though certain restrictions may apply. It is recommended that you review your agreement or speak directly with your Account Manager for details on your early payment options.

You will typically be eligible for a renewal once you have paid about half of your original account balance, subject to satisfactory payment performance. The exact paydown required for you to be eligible for a renewal will be communicated to you by your Account Manager prior to funding.